Meet Susan
At 33, Susan was an architect at a small firm. Her employer did not offer health coverage, so she bought the cheapest plan she could find on CuidadoDeSalud.gov (HealthCare.gov), a bronze level plan with a high deductible. When she was injured in a serious car accident and couldn’t work for 4 years, Susan started getting Social Security Disability Insurance (SSDI) benefits. For the next 2 years, she got health coverage through the Arizona Health Care Cost Containment System (AHCCCS), until she began to get Medicare health coverage. Even with the help of benefits, Susan had to spend most of her savings to pay for her and her son’s expenses.
When she was ready to begin work, Susan talked with un/a consultor/a de incentivos de trabajo to learn about SSDI’s work incentives and how AHCCCS could help her.
| Meet Susan | |
| Before Injury: | |
| Age: | 33 |
| Disability: | None |
| Occupation: | Architect at a small firm |
| Income: | $4,160 per month ($50,000 annually) |
| Resources: | $5,000 in an IRA; $15,000 in savings |
| Health Coverage: | Individual coverage purchased on CuidadoDeSalud.gov (HealthCare.gov) |
| 4 years after accident: | |
| Age: | 37 |
| Disability: | Brain trauma |
| Occupation: | None |
| Income: | $1,500 per month ($1,004 in SSDI benefits; $488 in Child’s Benefits for her son) |
| Resources: | $5,000 in an IRA; $1,000 in savings |
| Health Coverage: | Medicare for herself, AHCCCS for her son |
| 5 years after accident: | |
| Age: | 38 |
| Disability: | Brain trauma |
| Occupation: | Architect at a small firm |
| Income: | $4,000 per month ($2,500 from earnings; $1,004 in SSDI benefits; $488 in Child’s Benefits for her son) |
| Resources: | $5,000 in an IRA; $4,000 in savings |
| Health Coverage: | Medicare and Programa de Libertad para Trabajar de AHCCCS for herself, AHCCCS for her son |
También
Hable con un/a experto/a
Un/a Consultor/a de incentivos de trabajo puede responder a sus preguntas acerca del trabajo y los beneficios en Arizona.
1-866-304-WORK (9675)
Un/a Consultor/a de incentivos de trabajo es una persona experta que puede ayudarle a comprender los incentivos de trabajo del Seguro Social, los programas de beneficios para personas discapacitadas y la manera en que el trabajo los afecta. El objetivo de estos servicios es ayudarle con la transición al trabajo y con el desarrollo de un plan financiero sostenible para su futuro.
Comentarios