This is really confusing. Where can I get help?

Back to top

Where can I sign up?

Back to top
There are different ways to apply for Programa de Libertad para Trabajar de AHCCCS:
  • Online using Health-e-Arizona. Health-e-Arizona lets you apply for other programs like Asistencia Alimenticia or Asistencia en Efectivo de TANF at the same time.
  • Online using Healthcare.gov, an online one-stop shop where you can learn about your public and private coverage options.
  • Using a paper application the Programa de Libertad para Trabajar de AHCCCS office can mail you. To ask for an application, call 1-602-417-5010 in Maricopa County or 1-800-528-0142 in the rest of Arizona.

Note: If you get Supplemental Security Income (SSI) or used to and now are on SSI 1619(b), you automatically get AHCCCS coverage. You do not need to apply for AHCCCS and do not have to pay a premium.

Which is better, Health-e-Arizona or Healthcare.gov?

Back to top
Health-e-Arizona is the easiest way to apply for Programa de Libertad para Trabajar de AHCCCS if you think you might qualify. Health-e-Arizona also lets you apply for other benefits, like Asistencia Alimenticia (estampillas para comida), at the same time.

Healthcare.gov is a good option if you don’t think you will qualify for Programa de Libertad para Trabajar de AHCCCS, because it will also check if you can get private coverage with subsidies.

The bottom line: Both systems will help you find the benefits you need. The big difference is that, depending on your situation, one might be a bit faster than the other.

¿Cuál es la diferencia entre el programa normal de AHCCCS y el programa Libertad para Trabajar de AHCCCS?

Back to top
AHCCCS: You only pay small copayments for medical services. You may qualify based on the rules described in DB101’s AHCCCS article or based on the rules described in the AHCCCS for People with Disabilities article. You automatically qualify for AHCCCS if you’re on Supplemental Security Income (SSI) or SSI’s 1619(b) provision.

Programa de Libertad para Trabajar de AHCCCS: You pay small copayments and may have a small monthly premium based on your income. If you are determined disabled by the Disability Determination Services Administration (DDSA) and are working, you may be able to make up to $5,289 per month and still qualify for Programa de Libertad para Trabajar de AHCCCS. To learn more about Programa de Libertad para Trabajar de AHCCCS, read DB101's Programa de Libertad para Trabajar de AHCCCS section.

¿Quién tiene derecho a participar en el programa Libertad para Trabajar de AHCCCS?

Back to top
To qualify for Programa de Libertad para Trabajar de AHCCCS, you must:
Sus ingresos contables (comparados con el Nivel de Pobreza Federal):

¿Cuál es el límite de ingresos del programa Libertad para Trabajar de AHCCCS?

Back to top
You may be able to qualify for Programa de Libertad para Trabajar de AHCCCS if you make up to $5,289 per month.

To check your Programa de Libertad para Trabajar de AHCCCS eligibility and how much your premium might be, try DB101’s Calculadora del programa de Libertad para Trabajar de AHCCCS.

I have been getting Programa de Libertad para Trabajar de AHCCCS. Will my Programa de Libertad para Trabajar de AHCCCS change?

Back to top
No. You can continue to get the Programa de Libertad para Trabajar de AHCCCS benefits you currently get as long as your situation doesn’t change. If your income, recursos, or family situation change, you may qualify for a different health coverage program.

Does it matter how I qualify for AHCCCS?

Back to top
In most cases, no. The actual medical coverage you get from AHCCCS will be the same, no matter how you qualified. Generally speaking, the big difference is that people with disabilities get extra ways to qualify and if you have a disability and start working, you can earn more while still getting AHCCCS coverage.

DB101 has four articles about different ways to get AHCCCS:

If you are not sure how you qualified for AHCCCS, you can ask your local oficina de DES/Administración de Asistencia para Familias.

¿Es gratis la cobertura de Libertad para Trabajar de AHCCCS?

Back to top
No. Usted debe pagar una prima de seguro basada en sus ingresos. La prima máxima conforme al programa es de $35 por mes. Para tener una idea de cúanto tendría que pagar en forma de prima mensual para Programa de Libertad para Trabajar de AHCCCS, pruebe la Calculadora del programa de Libertad para Trabajar de AHCCCS.

What is “countable income?” Is it just how much I make?

Back to top
No, it is not the same as how much you make. When public programs look at your income to figure out if you should qualify, they don’t always count all of your income. What they do count is called “countable income.” This benefits you, because it means that you might have more income than the income limit for a program, but still qualify.

When Programa de Libertad para Trabajar de AHCCCS reviews your income to see if you are eligible, only about half of your earned income (money you get from work you do) is counted. For example, if you make $4,000 per month at a job and have no other income, that’s only $1,957.50 in countable monthly income.

Try this tool to get an idea of how much countable income you have:

Sus ingresos contables:

¿Cubre el programa Libertad para Trabajar de AHCCCS los mismos servicios que cubre el programa AHCCCS Gratis?

Back to top
Sí. El programa Libertad para Trabajar de AHCCCS paga los mismos servicios que paga el programa AHCCCS Gratis, inclusive visitas a consultorios médicos, equipos médicos y Servicios de ayuda personal. Para obtener una lista de los servicios cubiertos conforme al programa de Libertad para Trabajar de AHCCCS, visite el sitio web de AHCCCS de Arizona.

Yo tengo la cobertura de Medicare. ¿Por qué debo considerar también la cobertura del programa Libertad para Trabajar de AHCCCS?

Back to top
If you are eligible for both Programa de Libertad para Trabajar de AHCCCS and Medicare, it will help you to have both because:
  • If your income is low enough, AHCCCS may pay your Part B premium (and your Part A premium, if you have one). In some cases it may even pay for Medicare deductibles, co-insurance, and copayments.
  • You will automatically qualify for the Part D Low Income Subsidy. The Low Income Subsidy means you may not have to pay a premium for your Part D or any deductibles, including the donut hole. All you would pay for prescription drugs are Part D’s copayments, which range from $1.25 to $8.50.

To learn more, read DB101’s detailed information on Programas de Ahorros de Medicare for Parts A and B and the Part D Low Income Subsidy.